Gravy alternative — Revatto vs Gravy
By Sean Weas · Co-Founder, Product & EngineeringReviewed by Jay StevensUpdated 3 min readQuick answer
Gravy and Revatto are both done-for-you failed-payment-recovery services — a real team works your failed payments under your brand, not software you run yourself. The difference is how. Gravy is deliberately human-only in its outreach and charges a flat monthly fee tiered by volume. Revatto pairs AI-drafted, human-overseen outreach across email, SMS, and human follow-up, learns across many billing stacks, and only gets paid when it recovers — 20% of the first recovered payment, the other 80% straight to you, $0 setup, $0 monthly, cancel anytime. Here is an honest, side-by-side look.
Gravy vs Revatto, at a glance
Compared
Gravy
Revatto
Gravy
Revatto
Gravy
Revatto
Gravy
Revatto
Gravy
Revatto
Gravy
Revatto
Gravy
Revatto
Gravy vs Revatto, in depth
Human-only vs AI + human
Gravy's brand is built on having no automation in the recovery conversation — every touch is a person. Revatto uses AI to draft and optimize the outreach and humans to oversee and handle the conversations, which lets it personalize across email and SMS at a scale pure-human ops can't match per dollar. To your customer, neither feels automated — both send under your brand; the difference is how the messages are produced.
Flat fee vs commission
Gravy markets a flat monthly fee, tiered by transaction volume, and positions fixed pricing as more predictable than a percentage model. Revatto charges a commission on what it recovers, so there is no fixed cost and the incentive is aligned with results. If budget certainty matters more to you than pay-for-performance, that is a genuine point for Gravy.
Where Gravy is the better fit
- You want a fully human recovery conversation with no automation involved — that is Gravy's entire brand.
- You would rather pay a fixed, predictable monthly fee than a commission on recovered revenue.
- You run an established course, coaching, or subscription-box business and want a category pioneer with a long track record and a recognizable client roster.